Raymond Zeng lives in the San Francisco Bay Area and works as a software engineer at Meta, earning $306,500 a year. Despite his high salary, he lives minimally, saving aggressively with the goal of retiring by age 30. Instead of spending on material things, Zeng prioritizes travel, hobbies, and investing, using credit-card points and perks to help fund trips around the world.<\/p>\n
In this episode of Cost of Living, Raymond breaks down exactly how he budgets, spends, and invests his money while living in one of the most expensive regions in the US.<\/p>\n
For more from Raymond: 00:00 – Introduction —————————————————— WATCH MORE: Business Insider is a global newsroom covering business, technology, innovation, and the economy.<\/p>\n Visit our homepage for the top stories of the day: https:\/\/www.businessinsider.com\/?utm_source=youtube<\/a> Find Business Insider on Facebook: https:\/\/www.facebook.com\/businessinsider<\/a> Breaking Down My $306,500 Salary In San Francisco | Cost Of Living | Business Insider<\/p>\n","protected":false},"excerpt":{"rendered":" Raymond Zeng lives in the San Francisco Bay Area and works as a software engineer at Meta, earning $306,500 a<\/p>\n","protected":false},"author":1,"featured_media":89862,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[14],"tags":[],"class_list":["post-89846","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/nicheblog.top\/news\/wp-json\/wp\/v2\/posts\/89846","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nicheblog.top\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nicheblog.top\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nicheblog.top\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nicheblog.top\/news\/wp-json\/wp\/v2\/comments?post=89846"}],"version-history":[{"count":0,"href":"https:\/\/nicheblog.top\/news\/wp-json\/wp\/v2\/posts\/89846\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nicheblog.top\/news\/wp-json\/wp\/v2\/media\/89862"}],"wp:attachment":[{"href":"https:\/\/nicheblog.top\/news\/wp-json\/wp\/v2\/media?parent=89846"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nicheblog.top\/news\/wp-json\/wp\/v2\/categories?post=89846"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nicheblog.top\/news\/wp-json\/wp\/v2\/tags?post=89846"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nhttps:\/\/www.youtube.com\/channel\/UCS8cPzkeCD048VJgwMN3OGw<\/a><\/p>\n
\n00:15 – Income and work
\n00:53 – Housing and utilities
\n04:23 – Transportation
\n05:19 – Food and groceries
\n07:24 – Leisure and hobbies
\n10:55 – Savings and investments
\n15:17 – Long-term plans and advice<\/p>\n
\n#costoflivingusa #sanfrancisco #techearnings #costofliving <\/p>\n
\nThe Rise And Fall Of Spirit Airlines
\nhttps:\/\/youtu.be\/zS032NiHcmk<\/a>
\nHow The Cheesecake Factory Runs One Of America’s Biggest Menus
\nhttps:\/\/youtu.be\/rNNyEUxrPOY<\/a>
\nWhy Americans Are Building Towers And Bunkers To Survive WWIII
\nhttps:\/\/youtu.be\/lRUS-7P0a4k<\/a><\/p>\n
\nSign up for our newsletters: https:\/\/www.businessinsider.com\/subscription\/newsletter?utm_source=youtube<\/a><\/p>\n
\n… on Instagram: https:\/\/www.instagram.com\/businessinsider<\/a>
\n… on X: https:\/\/x.com\/BusinessInsider<\/a>
\n… on TikTok: https:\/\/www.tiktok.com\/<\/a>@businessinsider<\/p>\n